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APR* = Annual Percentage Rate
1STEP UP AUTO LOAN PROGRAM -2.00% for the 1st 24 months of 66 month term. Interest rate for months 25-66 increases to the rate determined by the credit report generated at the time of application, and disclosed in the Step-Up Auto Loan Agreement. Existing PTFCU auto loans not eligible. No other credit union discounts apply. APR = Annual Percentage Rate
*Automatic payment from active PTFCU checking account qualifies loan for .25% discount
*New Motorcycle, New Watercraft & Wheeled Sports Equipment - 15% down-payment, maximum loan amount $25,000. Max Term 66 months.*Used Motorcycle, Used Watercraft & Wheeled Sports Equipment - 20% down-payment, maximum loan amount $25,000. Max Term 66 months.*New Recreational Vehicles - 15% down-payment, *Used Recreational Vehicles - 20% down-payment, maximum loan amount $120,000. Max Term 66 months.
Actual rates may vary. Rates and programs are subject to change without notice.
For other Consumer Loan Products not listed above, please ask a Credit Union Representative.
Term = months
Go To Loan Application| Go To Calculators| Back to Top
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| Home Equity Loans |
Rate |
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Home Equity Line Of Credit
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5.000* |
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| Equity Fixed Rate Loan Rates as low as.... |
7.750** |
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Call Member Services or visit your nearest branch for details!
** Equity fixed rate loan includes .25% discount for auto payment from PTFCU Checking Account.
*Rates and programs are subject to change without notice.
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First Mortgage Loans
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Conforming and Jumbo First Mortgage loans up to $2 million
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Adjustable Rate Mortgage (ARM): 5/1 ARM and 7/1 ARM
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Fixed Rate Mortgage: 40,30, 20 and 15 year
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Call our Member Service Center at (866) 773-9835 today to speak with an experienced loan officer to tailor a loan to suit your financial needs. Click here for more program information.
*Rates and Programs are subject to change without notice.
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Savings
Effective September 21, 2011
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Minimum Balance |
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Dividend
Rate |
APY* |
| Prime Share |
$25.00+ |
|
0.15 |
0.15 |
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Elite Money Manager²
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$2,500 |
$9,999.99 |
0.15 |
0.15 |
| $10,000 |
$49,999.99 |
0.25 |
0.25 |
| $50,000 |
$99,999.99 |
0.35 |
0.35 |
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$100,000+
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0.45 |
0.45 |
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| Share Draft (Checking) |
$25.00+ |
|
0.10 |
0.10 |
| Holiday Club |
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0.50 |
0.50 |
| Health Savings Account |
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0.50 |
0.50 |
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²Minimum balance required is $2,500.00
APY* = Annual Percentage Yield. Term=months. Calculated at month end.
Rates are subject to change without notice.
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Share Certificates and
IRA Accounts
Effective August 16, 2011
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Minimum
Deposit |
Dividend
Rate
APR**
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APY* |
Term
(Month) |
| 3-Month CD |
$1,000 |
0.15 |
0.15 |
3 |
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$25,000 |
0.15 |
0.15 |
3 |
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$50,000 |
0.15 |
0.15 |
3 |
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$100,000+ |
0.15 |
0.15 |
3 |
| 6-Month CD |
$1,000 |
0.25 |
0.25 |
6 |
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$25,000 |
0.25 |
0.25 |
6 |
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$50,000 |
0.30 |
0.30 |
6 |
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$100,000+ |
0.30 |
0.30 |
6 |
| 1-Year CD |
$1,000 |
0.60 |
0.60
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12 |
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$25,000 |
0.60 |
0.60 |
12 |
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$50,000 |
0.60 |
0.60 |
12 |
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$100,000+ |
0.60 |
0.60 |
12 |
| 2-Year CD |
$1,000 |
0.90 |
0.90 |
24 |
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$25,000 |
0.95 |
0.95 |
24 |
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$50,000 |
1.00 |
1.00 |
24 |
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$100,000+ |
1.00 |
1.00 |
24 |
| 3-Year CD |
$1,000 |
1.09 |
1.10 |
36 |
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$25,000 |
1.14 |
1.15 |
36 |
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$50,000 |
1.19 |
1.20 |
36 |
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$100,000+ |
1.19 |
1.20 |
36 |
| 4-Year CD |
$1,000 |
1.59 |
1.60 |
48 |
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$25,000 |
1.64 |
1.65 |
48 |
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$50,000 |
1.69 |
1.70 |
48 |
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$100,000+ |
1.69 |
1.70 |
48 |
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APY* = Annual Percentage Yield. APR** = Annual Percentage Rate.
Penalty may be imposed for early withdrawal. New money are funds on deposit
from another financial institution and not currently at PTFCU. Restrictions apply.
Rates effective February 1, 2011 and are subject to change without notice.
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