Loyalty. Heritage.
A Relationship for Life.

We are proud to be serving our members along with their family members over the past years. There's no better time than now to belong to PTFCU. Credit unions have a long history of helping people establish themselves financially and improve their financial profiles. Through cooperative programs like Shared Branching and CO-OP^® Network ATM's, PTFCU offers cutting edge convenience and security. Members have all of the benefits of dealing with a nationwide network while enjoying the hometown flavor and personalized service that PTFCU was built upon.

As credit unions become more competitive in areas like ATM Access and Online Banking, they may look increasingly like banks from the outside. But from the inside credit unions are unique. Instead of operating for the benefit of shareholders, as banks do, credit unions are owned by their members, for their members. When you join and open a PTFCU account you become a shareholder.

What this means is that your membership at PTFCU offers you access to lower interest rates on loans, significantly lower fees on accounts and higher rates on savings. Because PTFCU is a not-for-profit organization, any excess funds collected are returned to you, our shareholders, in the form of dividends.

PTFCU offers nearly everything else a nationwide bank might offer – Online Banking, Credit and Debit Cards, insurance on accounts and much more. But we do it within a member-focused philosophy, where our goal is to help our members achieve financial health, not boost our bottom line.

So take the first step to a relationship for life and join one of the best Credit Unions around! We offer excellent products and services supported by warm, friendly and knowledgeable staff members who care.