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Competitive yields and insured security
Share/IRA Certificate of Deposit Accounts
The ups and downs of the stock market are definitely not what you want for your money– especially your retirement savings! For peace of mind, bring your money to PTFCU, where it's federally insured to $250,000. IRAs are protected separately to another $250,000. Whether you are looking to lock in a higher dividend on a Share/IRA Certificate of Deposit, or stay flexible with your deposits, PTFCU offers competitive rates with a wide selection of options on 3-mo, 6-mo, 12-mo, 2-yr and 4-yr terms.
Individual Retirement Accounts (IRAs) will help your save for your retirement years. Several options include a Traditional IRA, a Roth IRA and an Educational IRA. Various restrictions, deposit and distribution rules apply. Visit a branch today or talk to a Member Service Representative at 866/ 773-9835, option 0 from 7:30 am to 5 pm.
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To view interest rates on additional
Savings Account options check out our Current Rate Sheet.
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Auto and Mortgage Loan Rates and Terms
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Share Certificates and
IRA Accounts
Effective September 21, 2011
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Minimum
Deposit |
Dividend
Rate
APR**
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APY* |
Term
(Month) |
| 3-Month CD |
$1,000 |
0.15 |
0.15 |
3 |
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$25,000 |
0.15 |
0.15 |
3 |
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$50,000 |
0.15 |
0.15 |
3 |
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$100,000+ |
0.15 |
0.15 |
3 |
| 6-Month CD |
$1,000 |
0.25 |
0.25 |
6 |
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$25,000 |
0.25 |
0.25 |
6 |
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$50,000 |
0.30 |
0.30 |
6 |
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$100,000+ |
0.30 |
0.30 |
6 |
| 1-Year CD |
$1,000 |
0.60 |
0.60 |
12 |
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$25,000 |
0.60 |
0.60 |
12 |
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$50,000 |
0.60 |
0.60 |
12 |
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$100,000+ |
0.60 |
0.60 |
12 |
| 2-Year CD |
$1,000 |
0.90 |
0.90 |
24 |
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$25,000 |
0.95 |
0.95 |
24 |
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$50,000 |
1.00 |
1.00 |
24 |
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$100,000+ |
1.00 |
1.00 |
24 |
| 3-Year CD |
$1,000 |
1.09 |
1.10 |
36 |
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$25,000 |
1.14 |
1.15 |
36 |
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$50,000 |
1.19 |
1.20 |
36 |
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$100,000+ |
1.19 |
1.20 |
36 |
| 4-Year CD |
$1,000 |
1.59 |
1.60 |
48 |
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$25,000 |
1.64 |
1.65 |
48 |
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$50,000 |
1.69 |
1.70 |
48 |
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$100,000+ |
1.69 |
1.70 |
48 |
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APY* = Annual Percentage Yield. APR** = Annual Percentage Rate. Penalty may be imposed for early withdrawal. New money are funds on deposit from another financial institution and not currently at PTFCU. Restrictions apply. Rates effective as of February 1, 2011 and are subject to change without notice.
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