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Share Certificates

Watch Your Dollars Grow
Share/IRA Certificate of Deposit Accounts
  
There is no need to invest anywhere else... We have what you need right here! Whether you are looking for higher dividends or just trying to stay flexible with your deposits, a PTFCU Share Certificate of Deposit offers great rates with a wide selection of options on 3-mo, 6-mo, 12-mo, 2-yr and 4-yr terms.

Individual Retirement Accounts (IRAs) will help your save for your retirement years. Several options include a Traditional IRA, a ROTH IRA and an Educational IRA. Various restrictions, deposit and distribution rules apply. 

To view interest rates on additional 
Savings Account options check out our Current Rate Sheet.

Auto and Mortgage Loan Rates and Terms

Share Certificates and 
IRA Accounts

Effective August 25, 2010

  

 

 
   
  Minimum
Deposit

Dividend 
Rate
APR**

APY* Term
(Month)
 
3-Month CD $1,000 0.35 0.35 3
  $25,000 0.40 0.40 3
  $50,000 0.50 0.50 3
  $100,000+ 0.50 0.50 3
6-Month CD $1,000 0.65 0.65 6
  $25,000 0.70 0.70 6
  $50,000 0.75 0.75 6
  $100,000+ 0.75 0.75 6
1-Year CD $1,000 0.85 0.85 12
  $25,000 0.90 0.90 12
  $50,000 0.95 0.95 12
  $100,000+ 0.95 0.95 12
2-Year CD $1,000 1.24 1.25 24
  $25,000 1.34 1.35 24
  $50,000 1.39 1.40 24
  $100,000+ 1.39 1.40 24
3-Year CD $1,000 1.49 1.50 36
  $25,000 1.59 1.60 36
  $50,000 1.64 1.65 36
  $100,000+ 1.64 1.65 36
4-Year CD $1,000 1.98 2.00 48
  $25,000 2.08 2.10 48
  $50,000 2.13 2.15 48
  $100,000+ 2.13 2.15  48

APY* = Annual Percentage Yield. APR** = Annual Percentage Rate. Penalty may be imposed for early withdrawal. New money are funds on deposit from another financial institution and not currently at PTFCU. Restrictions apply. Rates effective as of August 25, 2010 and are subject to change without notice.

 

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