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A home equity loan is a smart tool for managing one of your largest assets, your home. With potential tax advantages and lower rates than most other types of credit, a home equity loan or line can be an important resource for meeting large expenses.
Fixed Rate Home Equity Loan Rates
Maximum CLTV Loan Amount Term Rate
Owner-Occupied
Fee Free 90% $250,000 20 years 6.500%*
80% $400,000 20 years 6.500%*
100% $200,000 20 years 7.750%*
Non Owner-Occupied
80% $250,000 12 years 8.250%*
*With .25% interest rate reduction for Auto Payment
**MEMBERS WITH A PTFCU REAL ESTATE LOAN AUTOMATICALLY QUALIFY FOR THE 60 BASIS POINT DISCOUNT ON SECURED LOANS OR 100 BASIS POINT DISCOUNT ON UNSECURED LOANS.
All loans subject to credit approval. Actual rate on the Home Equity Loans may vary based on your credit qualifications.Rates are subject to change at any time. Contact our Member Service Center at (866) 773-9835, Monday - Friday 7a.m.- 5 p.m. for more information.
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