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Home Equity Loans

A home equity loan is a smart tool for managing one of your largest assets, your home.  With potential tax advantages and lower rates than most other types of credit, a home equity loan or line can be an important resource for meeting large expenses. 

Fixed Rate Home Equity Loan Rates

 

Maximum CLTV          Loan Amount                   Term               Rate

 

Owner-Occupied 

Fee Free 80%             $250,000                     20 years           7.750%*

 

  

*With .25% interest rate reduction for Auto Payment

 

**MEMBERS WITH A PTFCU REAL ESTATE LOAN AUTOMATICALLY QUALIFY FOR THE 60 BASIS POINT DISCOUNT ON SECURED LOANS OR 100 BASIS POINT DISCOUNT ON UNSECURED LOANS.

 

All loans subject to credit approval. Actual rate on the Home Equity Loans may vary based on your credit qualifications.Rates are subject to change at any time. Contact our Member Service Center at (866) 773-9835, Monday - Friday 7a.m.- 5 p.m. for more information.

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