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Refer Friends & Family to Apply
for a Loan and Enter to Win $200 Cash! Learn more>>
Complete Contest Rules
You’ll need Adobe Acrobat.‡ If you don’t have it, you can download it free.
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Click Here for most current Deposit and Loan Rate Sheet
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New Autos
New 2010 or 2009 vehicles with 8,000
miles or less
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APR1 |
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More Loan Rates
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Free GAP $400 Value with New Auto Loan† (Guaranteed Asset Protection)
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2.5%
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1
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36 Mo.
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 |
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Free GAP $400 Value with New Auto Loan† (Guaranteed Asset Protection)
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2.9%
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1
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48 Mo.
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Free GAP $400 Value with New Auto Loan†
(Guaranteed Asset Protection)
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3.9%
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1
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60 Mo.
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$100 Free Cash for Gas†† plus Free GAP $400 Value with New Auto Loan†
(Guaranteed Asset Protection) |
5.0%
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1
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66 Mo.
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Used Autos
Used 2007/2008 vehicles or used 2009 vehicles over 8,000 miles |
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| Free GAP $400 Value with New Auto Loan† (Guaranteed Asset Protection) |
2.5% |
**
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36 Mo. |
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| Free GAP $400 Value with New Auto Loan† (Guaranteed Asset Protection) |
2.9% |
**
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48 Mo. |
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| Free GAP $400 Value with New Auto Loan† (Guaranteed Asset Protection) |
3.9% |
**
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60 Mo. |
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**2007 Vehicles - 20% down payment required. 2008/2009 Vehicles - 10% down payment required.
PTFCU makes new or used car buying fast and easy. We can help you find the auto financing option that's best for you! Get pre-approved before you shop for your next auto by applying online. Your pre-approval is generally valid for 60 days. You may also apply to re-finance your auto loan from another financial institution with PTFCU.
PTFCU also offers great vehicle loan protection: Mechanical Breakdown Insurance, Guaranteed Auto Protection, and Credit life/Credit Disability.
Click here to calculate your auto loan payment.
1Annual Percentage Rates (APR) effective 7/1/10, includes .25% discount with automatic payment from PTFCU checking, subject to change, and approval based on credit history. Existing PTFCU loans not eligible. No other credit union discounts apply. Monthly payment for fully amortized loan of $20,000: at 2.5% APR for 36 months is $577.28; at 2.9% APR for 48 months is $441.86; at 3.9% APR for 60 months is $367.49; at 5% APR for 66 months is $347.29. † Free Guaranteed Asset Protection (GAP) policy received upon loan funding. Loan must remain active for 36 months to avoid reimbursing Credit Union’s cost of $150 for GAP. If the loan is paid off in less than 36 months, $150 will be added to the payoff amount to reimburse the Credit Union for the GAP policy. †† 5.00% APR - 66 Month Auto Loan must remain active for 36 months to avoid reimbursing the $100 cash deposit and Credit Union’s cost of $150 for GAP. If the loan is paid off in less than 36 months, $250 will be added to the payoff amount to reimburse the Credit Union for the $100 cash and $150 GAP. Free $100 “Cash for Gas” received upon loan funding and deposited to members’ PTFCU Share Savings account. One raffle entry per member per friend and/or family referral who applies for Auto Loan Promotion. One winner will be drawn at end of auto loan promotion for the $200 cash prize. Referral must qualify as a member and account must remain open for at least 30 days.
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