If you are planning to stay in your home for a long term, this is the loan for you. Fixed rate loans offer payment stability over the life of the loan. Click here to access our Adjustable Rate Mortgage Loans.
January 5, 2009
Conforming Fixed Rate Loans up to $417,000
Annual Percentage Rate (APR) Based on Loan Amount of $417,000.
All payment examples shown below are Principal and Interest.
40 Year Fixed Rate Loans
Rate Points APR Payment
6.625% 0.500% 6.695% $2,478.58
6.500% 1.000% 6.611% $2,441.35
40 Year 10/30 Interest Only Fixed Rate Loans
Rate Points APR Payment
6.625% 0.500% 6.695% $2,302.19
6.500% 1.000% 6.611% $2,258.75
40 Year 15/25 Interest Only Fixed Rate Loans
Rate Points APR Payment
6.625% 0.500% 6.695% $2,302.19
6.500% 1.000% 6.611% $2,258.75
40 Year 5/35 Interest Only Fixed Rate Loans
Rate Points APR Payment
6.625% 0.500% 6.695% $2,302.19
6.500% 1.000% 6.611% $2,258.75
30 Year Fixed Rate Loans
Rate Points APR Payment
4.750% 0.000% 4.779% $2,175.27
4.625% 0.500% 4.697% $2,143.96
20 Year Fixed Rate Loans
Rate Points APR Payment
4.750% 0.000% 4.790% $2,694.75
4.625% 0.500% 4.724% $2,666.37
15 Year Fixed Rate Loan
Rate Points APR Payment
4.375% 0.000% 4.425% $3,163.45
4.250% 0.500% 4.375% $3,137.00
Jumbo Fixed Rate Loan $417,001 and up to $2 Million
Annual Percentage Rate (APR) Based on Loan Amount of $500,000
30 Year Fixed Rate Loans
Rate Points APR Payment
5.750% 0.000% 5.776% $2,917.86
5.625% 0.500% 5.697% $2,878.28
20 Year Fixed Rate Loans
Rate Points APR Payment
5.750% 0.000% 5.785% $3,510.42
5.625% 0.500% 5.721% $3,474.83
15 Year Fixed Rate Loans
Rate Points APR Payment
5.375% 0.000% 5.418% $4,052.33
5.250% 0.500% 5.370% $4,019.39
* All loans subject to credit approval. Actual rate on your loan request may vary based on your credit qualifications and loan characteristics. Rates and Products are subject to change at any time. Call our experienced, professional Home Loan Specialists at (866) 773-9835, Monday - Friday 7:00 a.m. - 5:00 p.m. for additional information on LTV's, rate buy-downs, and specific loan options.
Jumbo Fixed Rate Loans over $417,001 and up to $2 million
