Annual Percentage Rate (APR) Based on Loan Amount of $417,000.

All payment examples shown below are Principal and Interest.

40 Year Fixed Rate Loans

Rate                             Points                           APR                           Payment

4.625%                       0.000%                         4.649%                     $1,908.31

4.500%                       0.500%                         4.559%                     $1,874.68

30 Year Fixed Rate Loans

Rate                             Points                           APR                             Payment

4.125%                       0.000%                         4.153%                       $2,020.99

4.000%                       0.500%                         4.069%                       $1,990.82

20 Year Fixed Rate Loans

Rate                             Points                           APR                             Payment

4.000%                       0.000%                         4.039%                       $2,526.94

3.875%                       0.500%                         3.971%                       $2,499.56

15 Year Fixed Rate Loan

Rate                             Points                           APR                             Payment

3.625%                       0.000%                         3.675%                       $3,006.72

3.500%                       0.500%                         3.622%                       $2,981.06

 

High Balance Conforming Fixed Rate Loans $417,001 up to $729,750

(Dependent upon county where property is located.)

Annual Percentage Rate (APR)  Based on Loan Amount of $450,000

30 Year Fixed Rate Conforming High Balance Loans

Rate                            Points                             APR                             Payment

4.500%                      0.000%                           4.527%                       $2,280.08

4.375%                      0.500%                           4.444%                       $2,246.78

15 Year Fixed Rate Conforming High Balance Loans

Rate                           Points                              APR                             Payment

4.000%                     0.000%                             4.047%                      $3,328.60

3.875%                     0.500%                             3.995%                      $3,300.48 

 

Jumbo Fixed Rate Loan $417,001 and up to $2 Million

Annual Percentage Rate (APR) Based on Loan Amount of $500,000

30 Year Fixed Rate Loans

Rate                             Points                           APR                             Payment

5.125%                       0.000%                         5.150%                       $2,722.43

5.000%                       0.500%                         5.069%                       $2,684.11

20 Year Fixed Rate Loans

Rate                             Points                           APR                             Payment

5.000%                       0.000%                         5.034%                       $3,299.78

4.875%                       0.500%                         4.968%                       $3,265.35

15 Year Fixed Rate Loans

Rate                             Points                           APR                             Payment

4.625%                       0.000%                         4.668%                       $3,856.99

4.500%                       0.500%                         4.617%                       $3,824.97

* All loans subject to credit approval.  Actual rate on your loan request may vary based on your credit qualifications and loan characteristics.  Rates and Products are subject to change at any time.  Call our experienced, professional Home Loan Specialists at (866) 773-9835, Monday - Friday  7:00 a.m. - 5:00 p.m. for additional information on LTV's, rate buy-downs, and specific loan options.

Jumbo Fixed Rate Loans over $417,001 and up to $2 million