PTFCU offers you great value and peace of mind with our PTFCU Checking Overdraft Protection!

Overdraft protection is a line of credit which can provide additional funds to your PTFCU Checking account if funds happen to run short at the time a draft clears your checking account.  (This line of credit may also be accessed at any ATM for cash.)

You can either transfer the funds yourself by logging on to Express Access (PTFCU online banking), calling voice response or letting us do it for you automatically*.

Never worry about a draft clearing your account again.  With PTFCU overdraft protection, PTFCU has you covered!

Apply online or contact our Member Service Center today at (866) 773-9835, press "0".  It’s quick and it’s easy!

PTFCU is an equal opportunity lender. All loans subject to credit approval.

*Automatic overdrafts are subject to a fee.  Advances initiated by the member via call center, voice response or online banking are fee-free.