What's New

*Financing available to qualified PTFCU members on certain makes and models. Rates and terms vary based on credit worthiness of individuals. Loan rate and approval based on credit history. No other PTFCU discounts apply. Tax and license are not included. Certain restrictions apply. Rates, promotion, terms and conditions are subject to change without notice. 100% financing. No trade-ins. Vehicles are sold “As Is.” Inventory of vehicles subject to change daily. One vehicle per individual titled in buyers name only. The Credit Union reserves the right to refuse any and all bids. All offers made on the vehicles will be considered and can be submitted on a bid form. Bid forms can be obtained from any branch office. Individuals visiting PTFCU property does so at his or her own risk. PTFCU reserves the right to cease the sale of vehicles without public notice.

Traveling with your Visa debit card or MasterCard credit card?

Please notify PTFCU before you travel out of the state or country. This information will ensure your debit and credit card purchases are not blocked by our fraud monitoring systems. Transactions that signal a significant change in spending patterns may trigger a fraud alert and block activity on your account. PTFCU has blocked card transactions in some countries. Please call our Member Service Center for further information at (866) 773 - 9835 and press "0". Thank you for letting us know about your travel plans.

eStatements
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Receive an electronic copy of your account statement on the first business day of each month.
Have immediate access to your statement information.
Print or save to your computer for your records.
Receive an email message the first business day of the month notifying you that your eStatement
is available for viewing through our online banking system.

To sign up today for eStatements:
Log into Express Access
Click on History Tab
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If you have any questions, please call or contact our
Member Service Center at (866) 773-9835 and press "0."

Health Savings Accounts

PTFCU continually seeks ways to offer smart products and choices to our members. Catch the wave known as HSAs. With employers, individuals, and the government all seeking cost-effective alternatives to traditional health care coverage, HSAs are becoming more widespread. These types of accounts are designed to cover qualified medical expenses and provide tax benefits. HSAs allow workers and their employers to set aside money to cover the workers' future health expenses.

Here are some points to consider:

To be eligible for participation in an HSA, you must be covered by a High Deductible Health Plan (HDHP) through your employer.

Annual contributions are deductible from federal taxes up to the maximum allowable amount. There are maximums based on single or family coverage.

There are many kinds of qualified medical expenses.

Qualified withdrawals are free from federal income tax.

Dividend earnings (if any) are free from federal taxes.

Some states allow tax deductibility and do not tax dividends earned. Consult a tax advisor for details.

Access the funds by writing an HSA check or visit one of our branches.

Funds remain in the account from year to year; just like an IRA. You are not penalized at year end for not using the funds.