713 80th Anniversary Logo Color TransparentBG LowRes

train amtrak

FIND AN ATM

Savings/Checking Account Rates

Pacific Transportation Federal Credit Union
Savings/Checking Accounts

Savings/Checking Accounts

Dividends and Annual Percentage Yields are based on the total deposit and calculated on the average daily balance.  Dividends are based on a split rate as follows:

  Minimum Required Balance Rate APY = Annual Percentage Yield
Primary Share $25 + 0.05% 0.05%
Standard Checking $25 + 0.00% 0.00%
Advantage Checking $25+ 0.05% 0.05%
Advantage Money Market $2,500 - $9,999 0.05% 0.05%
  $10,000 - $49,999 0.10% 0.10%
  $50,000 - $99,999 0.10% 0.10%
   $100,000 + 0.15% 0.15%
Holiday Club No Minimum 0.10% 0.10%
PacTrans Saver $25 + 0.10% 0.05%

Advantage Money Market - $2,500 minimum deposit required.  Dividends are paid quarterly on an average daily balance.  Dividends earned on balances over $1,000. Limit to six (6) withdrawals per month. No limit on deposits.  Overdraft transfers limited to six (6) per month.

 

Share Certificates and IRA Accounts

 Term Minimum Deposits Rate APY = Annual Percentage Yield
3 Month $1,000 - $24,999 0.15% 0.15%
  $25,000 - $49,999 0.15% 0.15%
  $50,000 - $99,999 0.15% 0.15%
  $100,000 + 0.15% 0.15%
6 Month $1,000 - $24,999 0.20% 0.20%
  $25,000 - $49,999 0.20% 0.20%
  $50,000 - $99,999 0.25% 0.25%
  $100,000 + 0.25% 0.25%
1 Year $1,000 - $24,999 0.30% 0.30%
  $25,000 - $49,999 0.35% 0.35%
  $50,000 - $99,999 0.40% 0.40%
  $100,000 + 0.40% 0.40%
2 Year $1,000 - $24,999 0.50% 0.50%
  $25,000 - $49,999 0.55% 0.55%
  $50,000 - $99,999 0.60% 0.60%
  $100,000 + 0.60% 0.60%
3 Year $1,000 - $24,999 0.80% 0.80%
  $25,000 - $49,999 0.85% 0.85%
  $50,000 - $99,999 0.90% 0.90%
  $100,000 + 0.90% 0.90%
4 Year $1,000 - $24,999 0.95% 0.95%
  $25,000 - $49,999 1.00% 1.00%
  $50,000 - $99,999 1.05% 1.06%
  $100,000 + 1.05% 1.06%
5 Year $1,000 - $24,999 1.05% 1.06%
  $25,000 - $49,999 1.10% 1.11%
  $50,000 - $99,999 1.15% 1.16%
  $100,000 + 1.20% 1.21%

Rates current as of    and subject to change.

These are the current rates and are subject to change without notice.  Penalty may be imposed for early withdrawal. New money are funds on deposit from another financial institution and not currently at Pacific Transportation Federal Credit Union.  Other restrictions apply.

  • Let Your Money do the Work!
    Let Your Money do the Work!
New Auto
as low as
2.24
%
APR*
Signature Loan
as low as
9.00
%
APY*
HELOC 6-month
intro rate as low as
3.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
10.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248