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Loan Rates

Pacific Transportation Federal Credit Union
The following rates are the lowest rates offered based on approved credit.

Vehicle Loans

Loan Type Rate Term
New Auto Loan 2.24% APR* 36 Months
  2.49% APR* 48 Months
  2.99% APR* 60 Months
  3.24% APR* 72 Months
Used Auto Loan 2.49% APR* 36 Months
  2.74% APR* 48 Months
  3.24% APR* 60 Months
  3.49% APR* 72 Months
New Recreational Vehicle 8.50% APR* 84 Months
Used Recreational Vehicle 9.50% APR* 84 Months
New Trailers  8.50% APR* 84 Months
Used Trailers  9.50% APR* 84 Months
New Motorcycles  7.50% APR* 60 Months
Used Motorcycles  8.50% APR* 60 Months
New Watercraft 7.50% APR* 60 Months
Used Watercraft  8.50% APR* 60 Months
     

Signature Loans and Lines of Credit

Loan Type Rate Term
Signature (unsecured)                      9.00% APR* 24 Months
  10.00% APR* 36 Months
  10.50% APR* 48 Months
  11.00% APR* 60 Months
Line of Credit 10.00% APR*  
CD Secured Current CD Rate + 3.00% APR*  
Share Secured Savings Deposit Rate + 3.00% APR*  

Credit Cards

Credit Card Type Rate
Share Secured MasterCard 18.00% APR*
Standard MasterCard as low as 10.90% APR*
Platinum MasterCard as low as 8.90% APR*

Rates current as of    and subject to change.

*APR = Annual Percentage Rate.

Members may qualify for .25% discount on rates stated above with automatic loan payment from their active Pacific Transportation Federal Credit Union checking account. 

For current rates on our Mortgage Loans, please call 424.233.3001.

  • Let Your Money do the Work!
    Let Your Money do the Work!
New Auto
as low as
2.24
%
APR*
Signature Loan
as low as
9.00
%
APY*
HELOC 6-month
intro rate as low as
3.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
10.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248