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Deposit Rates

Savings
Current Rate

  MINIMUM BALANCE APY*
Primary Share $25 + 0.10
Advantage Money Market* $2,500 - $9,999 0.15
  $10,000 - $49,999 0.20
  $50,000 - $99,999 0.25
   $100,000 + 0.30
Advantage Checking $25 + 0.10
Holiday Club No Minimum 0.10
PacTrans Saver $25 + 0.10

*Minimum balance required is $2,500.00
*APY = Annual Percentage Yield. Term=months. Calculated at month end.

Share Certificates and IRA Accounts
Current Rates

  MINIMUM DEPOSIT APY* TERM
3-month $1,000 - $24,999 0.15 3 Month
  $25,000 - $49,999 0.15 3 Month
  $50,000 - $99,999 0.15 3 Month
  $100,000 + 0.15 3 Month
6-month $1,000 - $24,999 0.25 6 Month
  $25,000 - $49,999 0.25 6 Month
  $50,000 - $99,999 0.30 6 Month
  $100,000 + 0.30 6 Month
1-year $1,000 - $24,999 0.40 12 Month
  $25,000 - $49,999 0.45 12 Month
  $50,000 - $99,999 0.50 12 Month
  $100,000 + 0.50 12 Month
2-year $1,000 - $24,999 0.60 24 Month
  $25,000 - $49,999 0.65 24 Month
  $50,000 - $99,999 0.70 24 Month
  $100,000 + 0.70 24 Month
3-year $1,000 - $24,999 0.90 36 Month
  $25,000 - $49,999 0.95 36 Month
  $50,000 - $99,999 1.00 36 Month
  $100,000 + 1.00 36 Month
4-year $1,000 - $24,999 1.14 48 Month
  $25,000 - $49,999 1.14 48 Month
  $50,000 - $99,999 1.19 48 Month
  $100,000 + 1.24 48 Month
5-year $1,000 - $24,999 2.00 60 Month
  $25,000 - $49,999 2.05 60 Month
  $50,000 - $99,999 2.10 60 Month
  $100,000 + 2.15 60 Month

Rates current as of    and subject to change.

These are the current rates and are subject to change without notice. APR = Annual Percentage Rate. *APY = Annual Percentage Yield. Penalty may be imposed for early withdrawal. New money are funds on deposit from another financial institution and not currently at PacTrans FCU. Restrictions apply.

  • Let Your Money do the Work!
    Let Your Money do the Work!
New Auto
as low as
2.24
%
APR*
Signature Loan
as low as
8.75
%
APY*
HELOC 6-month
intro rate as low as
3.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
8.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248