Pac Trans federal credit union

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Investment Accounts

Share Certificate of Deposits
Invest your funds in a term based Share Certificate to earn higher dividends. PacTrans offers terms from 3 months to 5 years. Jumbo deposits can earn you even higher dividends than our already great rates.

Share Certificates of Deposit advantages include:

  • Dividends paid monthly, calculated daily
  • Tiered rates – the higher your balance, the higher your dividend rate
  • Minimum balance $1,000
  • Flexible terms from 3 months to 5 years
  • Unlimited dividend withdrawals throughout the Certificate term
  • Dividends can be transferred to another share account or compounded within the Certificate
  • No monthly fees
  • Federally insured balances up to $250,000

Current Rates Open an Account

Individual Retirement Accounts (IRA) 
IRA’s are tax-deferred* accounts that can help you prepare for a secure retirement or your child’s education expenses. We offer Traditional, Roth, & Coverdell IRA Accounts. You can open an IRA Share Certificate of Deposit with just $1,000.

IRA Share Certificate advantages include:

  • Tax deferment*
  • Minimum balance $1,000
  • Flexible terms from 3 months to 5 years
  • No monthly fees
  • Quarterly dividends
  • Federally insured balances up to $250,000

Call the Member Service Center at 424-233-3091 for more information on our investment accounts.

Current Rates Open an Account

*Seek guidance from your professional tax consultant

  • Let Your Money do the Work!
    Let Your Money do the Work!
New or Used Auto
as low as
1.74
%
APR*
Signature Loan
as low as
7.75
%
APY*
HELOC 12-month
intro rate as low as
2.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
8.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248