Pac Trans federal credit union

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Savings Accounts

Regular Share Savings
A Regular Share Savings account is required for membership with the credit union. 

Regular Share Account advantages include:

  • A minimum balance of $5 
  • No monthly fees
  • Quarterly dividends
  • Federally insured balances up to $250,000

Current Rates Open an Account

Holiday Club Account
A Holiday Club Account is an excellent way to save for the holidays. You can make deposits throughout the year. Funds are deposited to your checking or savings account on November 1, just in time for the holiday shopping season!  

Holiday Club Account advantages include:

  • No minimum monthly requirements 
  • Certain restrictions apply
  • No monthly fees
  • Quarterly dividends
  • Federally insured balances up to $250,000

Current Rates Open an Account

PacTrans Junior Saver Account
This account is for our members under 18 years of age to start saving. It is an excellent tool to teach kids about money.

Junior Savings Account advantages include:

  • A minimum balance of $5 
  • No monthly fees
  • Quarterly dividends
  • Federally insured balances up to $250,000

Current Rates Open an Account

U-Name it Account
The U-Name it account is a special savings account that you name and designate funds to. Some examples include “Dream Vacation” or “College Fund.” Its purpose and title are entirely up to you.

U-Name it Account advantages include:

  • A minimum balance of $5 
  • No monthly fees
  • Quarterly dividends
  • Federally insured balances up to $250,000

Current Rates Open an Account

Advantage Money Market
Our Advantage Money Market pays higher dividends than a Regular Share Savings Account (on balances $10,000 and over) and offers convenient access to your funds.

Advantage Money Market Accounts include:

  • A minimum balance of $2,500 
  • No monthly fees*
  • Quarterly dividends
  • Federally insured balances up to $250,000

Current Rates Open an Account

Call the Member Service Center at 424-233-3091 for more information on our savings accounts.

*A $5.00 monthly fee will be assessed if minimum balance drops below $2,500.

  • Let Your Money do the Work!
    Let Your Money do the Work!
New or Used Auto
as low as
1.74
%
APR*
Signature Loan
as low as
7.75
%
APY*
HELOC 12-month
intro rate as low as
2.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
8.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248