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Holiday Express Loan

holiday express'Tis the season for a Holiday Express Loan!

Need extra cash for the holidays? PacTrans Holiday Express Loan will help you make holiday wishes come true.

Ask a PacTrans Member Representative to see if you qualify for a Holiday Express Loan and let your Christmas shopping begin. 

Shopping, Shopping, Shopping!

Requirements:

  • Member in good standing with PacTrans Federal Credit Union for 2 years.
  • PacTrans FCU checking account.
  • Direct deposit of $500 (minimum) to and automatic payment from your PacTrans FCU checking account required.
  • 3 years of current employment/railroad retirement with proof of current income (within 30 days).
  • Automatic loan payment required from your PacTrans FCU checking account.
  • One Promo Loan per household - minimum loan amount $500, maximum loan amount $1,500.
  • Rate 18% APR*
  • Maximum term 12 months
  • No credit check required.

*APR = Annual Percentage Rate

  • Let Your Money do the Work!
    Let Your Money do the Work!
New Auto
as low as
2.24
%
APR*
Signature Loan
as low as
8.75
%
APY*
HELOC 6-month
intro rate as low as
3.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
8.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248