Holiday Express Loan
'Tis the season for a Holiday Express Loan!
Need extra cash for the holidays? PacTrans Holiday Express Loan will help you make holiday wishes come true.
Ask a PacTrans Member Representative to see if you qualify for a Holiday Express Loan and let your Christmas shopping begin.
Shopping, Shopping, Shopping!
- Member in good standing with PacTrans Federal Credit Union for 2 years.
- PacTrans FCU checking account.
- Direct deposit of $500 (minimum) to and automatic payment from your PacTrans FCU checking account required.
- 3 years of current employment/railroad retirement with proof of current income (within 30 days).
- Automatic loan payment required from your PacTrans FCU checking account.
- One Promo Loan per household - minimum loan amount $500, maximum loan amount $1,500.
- Rate 18% APR*
- Maximum term 12 months
- No credit check required.
*APR = Annual Percentage Rate