Pac Trans federal credit union

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Credit Cards

Standard MasterCard
PacTrans offers a competitive low rate MasterCard with no annual fee. Transfer high balance credit cards and loans to your new card.

Standard MasterCard advantages include:

  • No Annual Fee
  • Competitive low rates
  • No Cash Advance Fee
  • Credit limits ranging from $500 through $15,000
  • Early Fraud Detection
  • Zero liability for lost or stolen cards*

Current Rates  Apply for a Loan

Platinum MasterCard
PacTrans Platinum card offers all the great benefits of our standard card and much, much more!

Platinum MasterCard advantages include: 

  • No Annual Fee
  • Competitive low rates
  • No Cash Advance Fee
  • No minimum finance charge
  • No acceleration or penalty APRs
  • No universal default
  • Credit limit ranging from $5,000 to $20,000
  • Travel Accident Insurance: $1,000,000
  • Early Fraud Detection
  • Zero liability for lost or stolen cards*
  • Auto Rental Insurance, Purchase Assurance, Emergency Card Replacement

Current Rates  Apply for a Loan

Share Secured MasterCard
A share Secured credit card is an excellent way to build consumer credit. It appears on your credit report as a regular credit card, but it’s secured with the credit union by a deposit account.

Shared Secured MasterCard advantages include:

  • No Annual Fee
  • Competitive low rates
  • No Cash Advance Fee
  • Credit limits ranging from $500 through $15,000
  • Early Fraud Detection
  • Zero liability for lost or stolen cards*

Current Rates  Apply for a Loan

For questions about our MasterCard options, please stop by a branch or call the Member Service Center at (424) 233-3091, option 0.

*Does not apply to ATM Cash Disbursements. Visit MasterCard Priceless for more information on various MasterCard promotions and offers. To Report a Lost or Stolen MasterCard® Credit Card Call toll-free 800-615-1161 (in the USA) anytime, 1-636-722-7111 (outside the USA), 24/7/365 days a year.

  • Let Your Money do the Work!
    Let Your Money do the Work!
New or Used Auto
as low as
1.74
%
APR*
Signature Loan
as low as
8.75
%
APY*
HELOC 12-month
intro rate as low as
2.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
8.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248