Pac Trans federal credit union

train amtrak

FIND AN ATM

Vehicle Loans

Auto Loans
PacTrans offers competitive low rates and flexible terms for the purchase and refinancing of new and used vehicles.*

Auto Loan advantages include:

  • Competitive low rates
  • Flexible financing terms from 36 to 72 months
  • 100% financing of Manufacturers Suggested Retail Price (MSRP) on new autos
  • 100% financing of the Kelly Blue Book (KBB) Retail Value for used autos
  • Optional Mechanical Breakdown Protection
  • Optional Guaranteed Asset Protection (GAP)
  • Optional Credit Life/Credit Disability

Get pre-approved to make buying a new or used car faster and hassle-free! For more information call the Member Service Center at 424-233-3091!

Current Rates  Apply for a Loan

*The year of the vehicle plus length of loan cannot exceed ten (10) years. 

First-time Auto Buyers Loan Program
A first-time vehicle purchase is a big moment for you, and PacTrans wants to be there! We will help guide you through the car buying process and get you pre-approved for your loan before you shop. With pre-approval, you know exactly how much you can spend on your new vehicle.

Details of the special program:

  • Member must be a minimum of 18 years of age
  • Have a down payment of 10% of the purchase price
  • Loan amounts up to $15,000 ($20,000 with qualified co-signer)
  • 100% financing of Manufacturers Suggested Retail Price (MSRP) on new autos
  • 100% financing of the Kelly Blue Book (KBB) Retail Value for used autos

Already purchased your vehicle, but want a lower interest rate? We can refinance your auto loan through the program within the first six months of purchase.

Don’t get locked up at the dealership haggling over the price of a car, call the Member Service Center at 424-233-3091 for more information!

Current Rates  Apply for a Loan

Recreational Loans
Recreational Equipment and Vehicle Loans are a great value at PacTrans. We provide flexible terms and features that don’t take the fun out of your recreation. Whether you are buying a new or used recreational vehicle, your credit union is the top choice to finance your purchase!

Loans available for new or used:

  • Motorcycles
  • Recreational Vehicles
  • Travel Trailers
  • Watercraft, including Boats and Sea-Doos

Current Rates  Apply for a Loan

For more information call the Member Service Center at (424) 233.3091!

  • Let Your Money do the Work!
    Let Your Money do the Work!
New or Used Auto
as low as
1.74
%
APR*
Signature Loan
as low as
7.75
%
APY*
HELOC 12-month
intro rate as low as
2.99
%
APR*
Personal line of
credit as low as
10.00
%
APR*
MasterCard
as low as
8.90
%
APR*

Check out all
our great rates

(424) 233.3091

101 West Walnut St., Suite 101
Gardena, CA 90248