Bring Us Your Auto Loan
Bring us your auto loan today and we will lower your current rate up to 2%
Refinance your new or used vehicle with PacTrans Federal Credit Union and take up to 2% off your current auto loan rate.
Lower your payment and drive with NO payment for 60 days.
Call a PacTrans Representative at 424.233-3091 for more details or apply on-line today!
Rate is based on your current rate at the financial institution that you are refinancing your auto loan from minus 2%. Minimum rate of 3.49% APR* with terms up to 60 months. Subject to credit approval and evaluation of collateral. Example - current rate 5.49% APR minus 2% PTFCU discount = new rate of 3.49% APR*. Loan balance of $20,000 with a 5.49% APR* for a 60 month term the payment would be $434.73 and a loan balance of $20,000 with a 3.49% APR* for a 60 month term the payment would be $414.96. Current PacTrans Federal Credit Union loans are not eligible. No other discounts apply. With the NO Payment for 45 days, your interest will accrue from the date of the contract. Promotion expires 01/31/2020 *APR = Annual Percentage Rate