Protect Yourself From Cyber-Spying Criminals
If you have a webcam, you can be at risk of cyber spying. Criminals can watch everything you do through the webcam in your computer and even use your computer as a listening device.
Important Security Tips:
Make sure your computer is up to date with the latest security patches and updates.
Many computers become compromised through malicious attachments received via email. Make sure you never open an attachment, even if it’s sent from someone you know unless you are sure it is legitimate.
If you don’t use your webcam and it’s built into your computer, cover the lens with a small piece of black tape. If your webcam is not built into the computer, simply unplug the webcam from the computer when it’s not in use. If you see the light on your webcam turn on when you are not using it, this could be an indication your computer has been compromised.
Tips to protect your debit card.
Protect your debit card as well as the account number, expiration date, security code on the back, and the PIN. Even if your card is in your possession, someone who learns your account number, security code and PIN may be able to use that information to access your account and create a counterfeit card. While in many cases you are not responsible for unauthorized transactions, it can be a hassle resolving the situation. Here’s how to avoid becoming a victim:
• NEVER write your PIN on your card. Memorize it instead.
• Don’t give out bank account information over the phone or the Internet unless you have initiated the contact or you know the person is who he or she claims to be. For example, beware of deceptive calls or e-mails from crooks claiming to be from your bank asking you to “verify” (divulge) your account information.
• Don’t share your debit card PIN, security code and other account information with friends or relatives who aren’t co-owners of your account.
• Take precautions at the checkout counter, ATM and gas pump. Always stand so that no one can see the keypad where you enter your PIN. If you give your card to a clerk, be on guard against a dishonest employee who runs your card through two scanners instead of one. The second scanner could be capturing your account information to make a counterfeit card. Be alert for suspicious-looking devices that may be used to “skim” information from your card.
• If you use your debit card to shop online, consider extra precautions with your personal computer. Make sure to update virus and spyware protection and set up a “personal firewall” to stop thieves from remotely installing malicious software on your personal computer that can be used to spy on your computer use and obtain account information.
• Review your bank statements as soon as they arrive. Or, better yet, check your account at least once a week by phone or Internet. Check for any discrepancies and immediately report unauthorized transactions to your financial institution. Your quick attention to the problem may help limit your liability and give law enforcement authorities a head start on stopping the thief.