Share Secured Loans

A PacTrans FCU Share Secured Loan is the quickest and most inexpensive loan product we offer!

With a secured loan, you are borrowing against your own savings. Your share secured loan keeps your money on deposit while you earn dividends.  You pay a slight margin above the dividend rate for the length of the loan. No qualifying and no credit report required.

Apply online or contact our Member Service Center today!

Check out our current rates and terms.