Current Rates

Consumer Loans

Current Rates DOWN PAYMENT APR* MONTHLY TERM
New or Used Auto Loan as low as… 1.74%* 36
2.24%* 48
2.74%* 60
3.74%* 72
New Recreational Vehicle as low as… 15% 8.25%* 84
Used Recreational Vehicle as low as… 20% 9.25%* 84
New Trailers as low as… 8.25%* 60
Used Trailers as low as… 9.25%* 60
New Motorcycle as low as… 15% 7.25%* 60
Used Motorcycle as low as… 20% 8.25%* 60
New Watercraft as low as… 15% 7.25%* 60
Used Watercraft as low as… 20% 8.25%* 60
Unsecured (Personal) as low as… 7.75%* up to 48 months
8.75%*  up to 60 months
Personal Line of Credit as low as… 10.00%
CD Secured Current CD Rate + 3.00%
Share Secured Savings Deposit Rate + 3.00%
Share Secured MasterCard 16.50%
Standard MasterCard as low as… 10.90%
Platinum MasterCard 8.90%

APR* = Annual Percentage Rate*With 0.25% discount for automatic payment from active PacTrans FCU checking account

Savings

Current Rates MINIMUM BALANCE DIVIDEND RATE APY*
Prime Share $25.00+ 0.15 0.15
Advantage Money Market* $2,500.00 $9,999.99 0.15 0.15
$10,000.00 $49,999.99 0.20 0.20
$50,000.00 $99,999.99 0.25 0.25
 $100,000.00+ 0.30 0.30
Interest Checking $25.00+ 0.10 0.10
Holiday Club No Minimum 0.15 0.15
PacTrans Saver $25+ 0.15 0.15

*Minimum balance required is $2,500.00
APY* = Annual Percentage Yield. Term=months. Calculated at month end.

Share Certificates and IRA Accounts

Current Rates MINIMUM DEPOSIT DIVIDEND RATE APY* TERM (MONTHS)
3-month CD $1,000.00 0.15 0.15 3
$25,000.00 0.15 0.15 3
$50,000.00 0.15 0.15 3
$100,000.00+ 0.15 0.15 3
6-month CD $1,000.00 0.25 0.25 6
$25,000.00 0.25 0.25 6
$50,000.00 0.30 0.30 6
$100,000.00+ 0.30 0.30 6
1-year CD $1,000.00 0.40 0.40 12
$25,000.00 0.45 0.45 12
$50,000.00 0.50 0.50 12
$100,000.00+ 0.50 0.50 12
2-year CD $1,000.00 0.60 0.60 24
$25,000.00 0.65 0.65 24
$50,000.00 0.70 0.70 24
$100,000.00+ 0.70 0.70 24
3-year CD $1,000.00 0.90 0.90 36
$25,000.00 0.95 0.95 36
$50,000.00 1.00 1.00 36
$100,000.00+ 1.00 1.00 36
4-year CD $1,000.00 1.14 1.15 48
$25,000.00 1.19 1.20 48
$50,000.00 1.24 1.25 48
$100,000.00+ 1.24 1.25 48

These are the current rates and are subject to change without notice. APY* = Annual Percentage Yield.
Penalty may be imposed for early withdrawal. New money are funds on deposit from another financial institution and not currently at PacTrans FCU. Restrictions apply.

For Current Rates on our Mortgage Loans please call 424.233.3001